Hirofumi Uchida is a professor of Banking and Finance at the Graduate School of Business Administration, Kobe University, Japan. He received his MA in Economics in 1995 and his PhD in Economics in 1999, both from Osaka University. Prior to joining Kobe University in 2009, Professor Uchida was with the Kyoto Institute for Economic Research at Kyoto University, and the Faculty of Economics at Wakayama University. He was also a visiting scholar at the Kelley School of Business, Indiana University as a 2003 Fulbright Scholar. His research interests focus on banking, financial institutions, and financial system architecture. His research has been published in International Economic Review, Journal of Money, Credit and Banking, Journal of Financial Intermediation, Economica, and Journal of Banking and Finance, among others. He is also an associate editor of Journal of Money, Credit, and Banking.